We offer Personal Loans, Business Loans, Consolidation Loans, Mortgage Loans at 5% Interest Rates. Apply from R10,000 to R50,000,000.
Wizzcash are regularly ranked amongst the best payday loans South Africa wide – and for good reason. They've been offering loans of up to R1,000 to South Africa customers since launching in 2012 which are repaid in instalments over a 3 month period.
This repayment flexibility helps to keep them affordable whilst loans like Wizzcash will waive future interest payments should you decide to pay your loan off early.
As with many of the best payday loans South Africa wide, they do carry out credit checks to make sure that any loan offered is affordable and also aim to avoid extending credit lines by keeping the borrowing amounts fixed throughout.
To be eligible for loans like Wizzcash you're going to need to have a few basics in place as standard. Firstly, you'll need to be a permanent South Africa resident with a South Africa bank account registered in your name. In line with South Africa law, you'll also need to be at least 18 years of age when you apply.
Some lenders may use additional criteria such as credit scoring, affordability checks and employment verifications before accepting you for a loan, but this will depend on the lender that you opt for.
Yes! Just because you've had issues with credit in the past or have been turned down by another lender doesn't mean that the same will apply for loans like Wizzcash. As we've already touched on, the best payday loans South Africa will taken into account a wide variety of factors when it comes to accepting or rejecting each online application.
What's more is that if you're actually accepted for loans like Wizzcash then your credit score will improve if you successfully manage to keep on top of your repayments, helping you to secure better rates and different lines of credit at a later date.
It all starts by getting your personalised comparison with Rodeco Finance (Pty) Ltd. Our intuitive loan comparison service will match your circumstances with available lenders, helping you to quickly and easily compare the pros and cons of each opton.
Once you've decided on a lender, simply complete the final details to receive an instant online decision and, if accepted, funds could be transferred to your South Africa bank account on the very same day that you apply.
