GET 24 HOURS PAYDAY LOANS

Are you a South Africa resident looking for short term loans?

If you’re in South Africa, and you find yourself in need of last-minute cash due to unforeseen circumstances, it is fairly easy to get a payday loan, even if you have bad credit.

Rodeco Finance offers 24 hour instant loans online to residents of the South Africa and the greater Manchester area. We are not a lender – no credit check – but rather work with a variety of different lenders to find you the best short term loans possible.

What is a payday loan?

Traditional banks usually don’t offer instant loans in small amounts, and if you have bad credit, you are often declined anyway.

Payday loans solve these problems. They are small (ranging from R10,000 to R50,000,000), instant loans that are lent against the borrower’s monthly income, so lenders don’t rely on credit scores to make their decision. They’re short-term loans that are often paid back by the next month.

How do payday loans in South Africa work?

Our service is very fast.

1. Fill out our application, which can be found here.
2. We will hand pick lenders who fit your circumstances and send them your application.
3. You’ll hear back, often within 30 minutes, from a lender if they’ve approved your application.
4. If you accept the terms, your money is deposited in your bank account almost immediately.

As you can see, not only do you never have to leave your home, but the whole process can take under an hour.

Is it better to apply for a payday loan in person instead of online?

No.

You won’t be considered any differently for applying in person instead of online, and in fact, if you go to a shop in you might not have access to as many different lenders as you would if you apply online.

It also saves a lot of time and money to apply online. Given that we are open 24 hours, and you can often receive your loan within an hour, it can take more time and cost more money to get to a loan shop than it does to complete the entire process online.

What if I apply at night, on the weekends, or on a holiday?

Rodeco Finance is open 24 hours, 7 days a week, 365 days a year. Even on bank holidays.

We offer round-the-clock service, as do most of our lenders, so you can still receive your decision almost instantly. Even on bank holidays, as long as your bank supports Faster Payments facility, you can receive your money on the same day.

What is required to apply for a payday loan?

Eligibility will vary by lender, but all will want to see proof that you:

• Are at least 18 years of age.

• Are a legal resident of the South Africa.

• Have a South Africa bank account.

Are payday loans easier to get than traditional personal loans?

Yes. Payday loans have a higher approval rate than traditional personal loans, and they consider people with bad credit who are often declined by traditional lenders.

That being said, payday loans often have higher interest rates. It’s important to borrow responsibly and only in times of need, and to be sure that you can pay your loan back quickly.